What is aged care like in Australia?

Midcoast Financial Planning • September 10, 2024

Key points:

  • The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages
  • If you can’t afford aged care services, the Government will help pay for the services you need
  • There are other services that provide allied health and wellness supports

Examples of care at home could be extra help cleaning the home or more complicated services like nursing care. If you require 24/7 care, you may find a nursing home a better option for your needs. If you are still independent but want added protection and security, you may like to move into a retirement village.

The aged care system is funded and subsidised by the Federal Government, you can access these services through  My Aged Care.

Basic home care

Entry level home care  falls under the Commonwealth Home Support Programme (CHSP) — it provides basic support and care to people within their home.

This can include services to help you stay in your community, like social support and transport, or services that help you around the home, such as domestic assistance, personal care, home maintenance, home modifications, and nursing care.

CHSP can provide older Australians with basic health care and aged care assistance that will keep them living independently and safely at home for longer.

Home Care Packages

Getting a  Home Care Package  is a step up from basic home care, providing higher levels of care. There are four types of Home Care Packages that are allocated depending on your support needs.

For instance, an older person with basic or low care needs will receive either Level 1 or 2 Home Care Package. If you have intermediate or high care needs, you will be assigned a Level 3 or 4 Package.

Once you receive the funding, you will have access to a range of services including personal care, domestic assistance, meals and food preparation, nursing care, home or garden maintenance and home modifications, mobility aids to help you at home, and transport and social assistance.

Short term care options

If you need help for a limited amount of time, but not ongoing assistance, you may benefit from utilising short term aged care services. There are a number of different short term options available, including:

Respite: This service gives a carer a break from their caring duties while someone else provides care and support to the person they care for. This support can be delivered in the home, in a community setting, or in an aged care home. It can last for a few hours, a day, a night, or for a few weeks.

Short Term Restorative Care  (STRC): The aim of this is to reduce or reverse functional decline in older people to avoid needing ongoing in home care services or prevent you from entering aged care prematurely. For a short time you’ll be supported by services that help benefit your mobility and abilities to make everyday tasks more manageable.

Transition Care : The Transition Care program helps older people build their confidence and independence if they are still feeling fragile after a hospital stay. The program is goal orientated and therapy focused, and runs for up to a 12 week period.

There are additional social or allied health services that are available to older people to access through the aged care system, including Centre Based Care and Day Therapy Care.

Residential Aged Care

If you are no longer able to stay at home safely, it may be time to move into a permanent  residential aged care  facility.

In a nursing home, you will receive help with daily tasks and activities, and personal and nursing care. Additionally, the aged care home provider will allocate a bed and all the things you need in a bedroom, services that meet your daily needs like regular meals and laundry services, personal and clinical care, allied health services as well as social support and activities.

These supports are provided by trained professionals who can also be called on for emergency assistance. Some aged care homes deliver specific support for people from cultural backgrounds, or have dedicated wards or supports for cognitive impairments like dementia.

Retirement villages

retirement village  is not an aged care facility. Aged care services are not generally included in any services provided in a retirement village and only people who are fit and independent can move into retirement village homes.

These villages are housing developments that cater towards over 55 year olds and have a range of amenities and facilities available. They also provide and encourage a strong community between residents of the village.

If you live in a retirement village, you can still receive home care services from providers. This may be organised through the village or you can access them yourself either privately funded or Government subsidised.

Source: This article was originally published on https://www.agedcareguide.com.au/information/what-is-aged-care-like-in-australia
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