Superannuation in Taree
Serving Tuncurry, Forster, Taree, Port Macquarie and surrounding areas.
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Your super, your future — structured with care in Taree.
Superannuation Guidance You Can Trust
Taree residents have access to reliable superannuation advice delivered by accredited advisers through Midcoast Financial Planning Group. Our team includes Certified Financial Planner Practitioners and members of the Financial Planning Association of Australia, making certain all recommendations meet the highest industry and ethical standards.
Our superannuation advice covers fund consolidation, contribution strategies, investment options and insurance within super. Our advisers will use licensed modelling software to evaluate different fund structures and legislative implications.
You will receive a detailed Statement of Advice that outlines recommendations, supporting data and compliance references. Regular reviews are offered so that plans remain consistent with changing financial circumstances or superannuation regulations. The Taree team provides transparent communication, timely responses and quality service from initial consultation through to review.
For trustworthy superannuation advice in Taree, contact 1300 854 764.
Helping You Understand Your Super
Superannuation advice is delivered through a structured, transparent process designed for clarity and compliance. We will begin with a thorough review of your current fund, contribution history, insurance coverage and investment mix.
Advisers then use honed analysis tools to compare performance, costs and risk levels across available fund options. The resulting recommendations are presented in a written Statement of Advice, complete with assumptions and explanatory notes for full transparency.
You are encouraged to review all documentation and ask questions before proceeding. Follow-up meetings and periodic reviews help to keep the plan up to date with legislation and personal goals.
Midcoast Financial Planning Group’s Taree office maintains detailed records and provides ongoing support for superannuation-related changes or enquiries. Every step of the process is designed to help you better understand how your superannuation operates and what factors influence their balance over time.
Our Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Step 1
Discovery Call
Let's have a quick chat to see how we can work together to help you achieve your goals.
Step 2
Gather Data
We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.
Step 3
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Step 4
Implementation
We set your financial plan in action by implementing all your personalised strategies.
Step 2
Step 4
Frequently Asked Questions
What types of super contributions can I make?
Super contributions are divided into two main types: concessional and non-concessional. Concessional contributions include employer payments and salary sacrifice contributions, taxed at 15% within super. Non-concessional contributions are made from after-tax income and are not taxed upon entry to the fund, though annual limits apply. Understanding contribution caps and eligibility ensures compliance and prevents excess contribution penalties.
How can I tell if my super fund is performing well?
A super fund’s performance depends on investment returns, fees, insurance premiums, and asset allocation. Comparing returns against relevant benchmarks (such as balanced or growth fund indices) helps evaluate effectiveness. Consistency over time is more important than short-term fluctuations. Annual statements from the fund provide clear information about performance, fees, and insurance, helping members track long-term outcomes.
What happens to my super when I change jobs?
When changing jobs, your new employer will typically contribute to your chosen super fund unless you opt for a new one. Consolidating super accounts prevents duplicate fees and simplifies management. Before rolling funds together, review each account’s insurance and investment options to ensure you retain suitable coverage. Transferring funds is a straightforward process that can usually be completed online via the myGov portal linked to the Australian Taxation Office (ATO).
